Jay Johnson - RE/MAX Property Promotions



Posted by Jay Johnson on 6/26/2017


21 Carter Place, Leominster, MA 01453

Single-Family

$199,900
Price

8
Rooms
4
Beds
1/1
Full/Half Baths
A Diamond in the Rough. This spacious Victorian home can be yours...and you'll love all that she has to offer. It begins with the large foyer, perfect for receiving your guests. Continue on the main level to find a fireplaced living room, dining room, kitchen, and 1/2 bath. Option for a 1st floor bedroom. The 2nd floor offers 4 bedrooms, an updated full bath, and an enclosed porch. The 3rd level, not included in the living area sq footage, offers potential expansion with additional rooms. After an 2014 energy audit, walls were insulated throughout the home. Newer windows on 2nd floor, hardwoods, and plenty of storage. Appliances will remain. Just minutes to highway access, shopping, parks, and more. Walking distance to town center and library.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Jay Johnson on 6/23/2017

A new house is within reach if you find a lender who doesn't require a down payment or you to secure a mortgage. But, that's probably not the type of lender you want. A quality lender will check your credit history, background, work history and ask how much you're ready to put toward your down payment.

How you could put 20 percent or more down on a new house

It's recommended that your down payment be at least 20 percent of the total cost of your new house. Add in the fact that the average price on a house in the United States exceeds $300,000 and you're left to find a way to raise $60,000 or more.For many Americans, that's equal to an annual salary or more.

As impossible as it may seem, you can raise enough money to put down on a new house.It may call for a short term sacrifice as it regards your living arrangements. You might have to live with your parents for a year or longer.

Another sacrifice that you may have to make regards entertainment and clothes. Instead of buying live concert tickets, stream concerts live on your computer. Hand wash delicate clothes, so that you can wear the fashions until you've raised the down payment.

Get serious about saving for a down payment

Make saving a down payment for a new house a priority. More actions that you could take to save your down payment are to:

  • Cut your commuting costs - Try carpooling. You can also sign up for commuter savings programs through your employer. Heavily trafficked business areas might operate separate commuter savings programs. Your local Chamber of Commerce or the mayor's office may be a good first contact to learn more about these savings programs.
  • Hold yard sales and deposit all proceeds from the yard sales into a savings account that goes solely toward your down  payment.
  • Offer to take on extra projects at work. Put all of your overtime pay in the savings account.
  • Pay off credit cards. If you don't pay credit cards off completely, start paying them down to reduce your monthly minimums.Put this extra money toward your down payment.
  • Perform seasonal work. Types of seasonal employment includes mowing lawns, shoveling snow and preparing and taxes. If you prepare taxes make sure that you are licensed. You could also work with large, established tax firms.

Find out how much it cost to pay rent for a studio or one bedroom apartment where you live. Put this money into your savings account. Also, give some of the money to your parents as a show of appreciation.

After you save 15 percent of the down payment, meet with lenders. Ask them what type of interest rates they are willing to give you on a new house. Stick to your savings plan until you reach at least 20 percent on the average price of a home in your area.




Categories: Uncategorized  


Posted by Jay Johnson on 6/16/2017

Your kitchen floor is what makes a statement in your home. The floor of the kitchen sets the design tone for the entire room. The choices for your kitchen floor are seemingly endless with tile to hardwood to everything in between. While the kitchen floor may not be on the top of the list during your kitchen remodel, it should be. These floors take quite a beating due to food being dropped, entertaining, foot traffic, and just overall frequent use. The flooring of the kitchen will help to pull the look of a room together and help to add value to your home. The floors should help accent the counters, appliances, and cabinets. Here, weíll take a look at some of the most common kitchen flooring materials with some advice on how to choose whatís right for you

   


Stone Or Tile


These choices are perfect especially if your kitchen is a heavily traveled area. Letís face it, most kitchens are where people come in and out, looking for food! Your decision will depend on where your kitchen is to the relationships of the main entrance to your home. 


Cork


This is a durable material thatís quite versatile and available in a variety of colors to suit your style. The great thing about cork is that it is water-resistant and it reduces noise from impact. This could be a great choice if you have children who love to run around and you also have a need for a quiet space upstairs. 


Wood Floors


Wood is to kitchen flooring what granite is to kitchen countertops. Wood just makes a kitchen feel classy. Itís great under your feet and durable at the same time. Wood can withstand heavy traffic, water stains, food spills, and more. You can even go for a less expensive alternative that gives the same look and benefits of wood for less.


Vinyl Flooring


If youíre on a budget, vinyl kitchen flooring is the way to go. these floors offer a variety of styles and color choices. The material can be purchased either in tile or sheet form.


Laying Down The Flooring


One of the biggest mistakes that homeowners make is not hiring professional help when needed to install things in the home. This applies to flooring as well. If you donít feel comfortable laying down tile, or whatever type of flooring you choose, call the people who know how to do it best. Improperly installed flooring can lead to bumps, cracks, and the need for yet another new floor much sooner. It could be worth the extra investment to hire professional help to install your new kitchen floor.





Posted by Jay Johnson on 6/9/2017

When you have an extra bedroom, you should take advantage of it to the full extent. All of the extra space can actually be kind of overwhelming. If you have a plan in mind, your extra bedroom can be so much more than a ďspareĒ room. Hereís some ideas to help you jumpstart your imagination on what to do with an extra bedroom in your home. The great thing about these suggestions is that these rooms can be used day or night for specific purposes. Spa This sounds extravagant to have an in-home spa, but really, itís possible. If you often hire professionals to give you a massage or a facial, many will actually come to your home. Your extra bedroom can become your private spa room in an instant! Thinking Room The health benefits of meditation are numerous. Having a room that can be a sanctuary for clearing your head, meditating, or just simply making decisions is a great use of an extra bedroom. There will be no other room in your home as quiet and as peaceful! Keep your favorite comfortable chair in there and enjoy the silence and solitude for clear thinking. Reading Room Having a reading room in your home is a classic use of an extra bedroom. If one of your ideas of pleasure is to sit quietly and read, a reading room can be the perfect sanctuary for you. The beauty of a reading room is that the furnishings can be very simple. All you need is simple seating and adequate lighting for a great reading room. A Room For Morning Routines Whether your morning routine is a workout, or simply reading the news with a cup of coffee, having a room to start your day off right is the perfect use of an extra bedroom. Being able to get through your morning routine without any interruptions can help you to set the mood for a great day. Youíll have plenty of room for what you need, be it workout equipment, or a set of a table and chairs. A Toy and Games Room Even adults need some time to have fun. Whether you keep a bunch of board games in this room, install a poker table, or buy some classic arcade games the possibilities are endless when it comes to building a fun room. If you have kids, and donít have the heart to make an ďadults onlyĒ room, an extra bedroom can be put to great use if you need a place to store toys and other ďkidĒ things. This can help keep your house a bit neater when the toys are contained. Music Room If thereís a musician or two in the family, a spare room can be put to good use for making music. All of the equipment and supplies can accumulate in the house. Now, there will be a room to keep all of it in. Make sure thereís adequate seating for guests and plenty of outlets available for the musicians to plug in speakers and amplifiers.




Categories: Uncategorized  


Posted by Jay Johnson on 6/2/2017

Solar is one of the fastest growing industries in the United States. Each year, hundreds of thousands of homes go solar, adding thousands of new jobs and preventing massive amounts of carbon dioxide from entering the atmosphere.

It has never been a better time to go solar. However, the rapid technological advancements and the growing market of solar power companies means that you have several options to consider if youíre thinking about going green.

Types of residential solar power

The first thing to understand about solar power is that there are several different types you can get for your home. From roof-installed solar panels to off-site solar farms, you have options when it comes to powering your house cheaply and efficiently.

Leasing and purchasing PV panels

One of the most common ways that people power their home with solar power is by leasing rooftop photovoltaic (PV) panels from a solar company. There are different leasing options available from different companies, so itís a good idea to shop around the solar providers in your area.

Leasing is a great option for those who donít have the funds to purchase panels but still want to lower their monthly electricity bill. Companies who offer leasing often install and maintain the panels for free. The panels will be hooked up to your local energy grid. Each month, your electricity bill will be reduced by the amount that is produced by your panels. The way the solar company earns is by selling a portion of the solar produced back to the energy company and by collecting incentives from state and federal governments.  

Purchasing your panels outright has its advantages. When you purchase your own panels you can more greatly reduce or even eliminate your monthly utility bills without giving a cut back to the solar company. However, this also means youíre responsible for the care and maintenance, and insurance of the panels.

Off-site solar

Many people would love to reduce their electricity bill and help reduce carbon emissions, but they just canít stand the look of solar panels on their roof. Fortunately, off-site solar farms are also growing in popularity. This type of solar power comes with all of the same benefits of rooftop solar except that it isnít located on your house.

Typically a vacant spot of land is used as a solar ďfarm.Ē Community members can opt to lease or own a portion of the farm to contribute towards powering their home.

This option is particularly beneficial to those who lack roof-space, or who have a roof that doesnít receive an optimal amount of sunlight.

Emerging technologies

As I mentioned earlier, solar power is an industry that is rapidly changing. If youíre not ready just yet to install solar panels or join a shared solar community, itís still a good idea to look ahead at emerging technologies.

One such example is Teslaís new solar roofs. The idea is that instead of installing panels, the roof itself comes with panels built-in. Whatís more, the roofs are said to last longer than traditional roofs, and theyíll come in a variety of styles which mimic traditional shingles and comes in Tuscan, textured glass, and slate options.




Categories: Uncategorized