T. Jay Johnson Jr. - RE/MAX Property Promotions



Posted by T. Jay Johnson Jr. on 10/20/2017

Ready to buy a home? Ultimately, you'll want to prepare for the homebuying process. By doing so, you can avoid many costly mistakes.

Believe it or not, it is easy to make mistakes as you browse the housing market. Some of the expensive mistakes that homebuyers frequently make include:

1. Overspending on a Residence

No one should be forced to overspend on a home. Unfortunately, if you fail to study the real estate market, you risk paying too much to acquire your dream house.

Remember, an informed homebuyer will be better equipped to optimize the value of his or her real estate investment than others. And if you understand the costs of properties in your area, you can avoid the temptation to overspend.

Explore the real estate market closely and assess the prices of similar houses. By doing so, you can understand the price range of homes that fall within your budget and plan accordingly.

Also, work with an experienced real estate agent. This real estate professional will help you determine how much you can spend on a home and can provide you with details about properties that match your budget.

2. Failure to Get Pre-Approved for a Mortgage

After you find your dream home, you'll need to figure out how to pay for it. And if you struggle to obtain a mortgage before you start your home search, you might miss out on the opportunity to purchase your dream residence.

Meeting with banks and credit unions prior to checking out properties is ideal. This will allow you to obtain a mortgage and search for houses that fit your price range.

Moreover, getting pre-approved for a mortgage may help you stand out in the eyes of a home seller, as he or she won't have to wait for you to secure financing to finalize a purchase agreement.

3. Lack of Realistic Expectations

As a homebuyer, it is important to understand that every house has its pros and cons. But if you fail to establish realistic expectations for the homebuying process, it may be impossible for you to find the right property at the right price.

Separating your homebuying wants from your homebuying needs is vital. If you determine exactly what you'd like to find in your dream home before you explore the real estate market, you can narrow your search and streamline the process of acquiring the perfect residence.

Furthermore, hiring a real estate agent can make a world of difference for homebuyers. Your real estate agent can keep you up to date about new homes as they become available, set up home showings and help you submit offers on residences. This real estate professional also can offer homebuying recommendations, ensuring that you can minimize the risk of homebuying mistakes.

With a real estate agent at your side, you can accelerate the process of going from homebuyer to homeowner. Collaborate with a real estate agent today, and you should have no trouble securing your ideal residence.




Categories: Uncategorized  


Posted by T. Jay Johnson Jr. on 10/13/2017

It’s a long road to get to the status of being a homeowner. Once all of the i’s are dotted and the t’s are crossed at closing, you’ll be handed the keys to your wonderful new place to live. Now, you’ll have a huge responsibility on your hands as well. You’ll need to pay the mortgage monthly. You’ll need to perform regular maintenance around the home. You’ll also need to pay for things like home insurance, utilities, and more. Everything that happens in your home when you have those keys is your responsibility. 


Once you have unpacked and settled into your new place, there’s a seemingly unending amount of things to do including organizing, unpacking, painting, decorating, cleaning, renovating, and so much more. You really need to take a break from all of that and take the time to bask in the glory of homeownership for a few minutes.        


Know What You Have Accomplished


Buying a home is not something that every person can achieve. It takes a lot of hard work, dedication, and persistence to save up money, find a home you love, and close the deal. You’ll also learn a lot through the process of buying a home. You’ve established a sense of independence and freedom through buying a home; you’re truly living the American Dream. 


You Have Something To Call Your Own


As a homeowner, you are not the master of your own domain. Anything that you wish is your command. Any hobbies you have, whatever type of decorations you want, and the types of chairs you like to sit in are all your choice in your own home. Once you own a home you don’t need to worry about the unruly neighbors upstairs or the landlord who wouldn’t ket you paint the walls. Do you want to plant a vegetable garden in your yard? You can! There’s no one there to tell you that you can’t. Have a blast using your yard and your home the exact way that you want it. Now you can feel free to have friends over and entertain to your heart’s content. This is one of the best parts of owning a home.


You Now Have A Better Financial Future


Buying a home is a smart investment. You’re contributing positively to your financial future. Every mortgage payment that you make is contributing to something that you own. There’s no security deposits and no fees for your pets. The longer you live in your home, the more equity that you’re building up since your property is increasing in value over time. If you continue to make timely payments and upkeep your home properly, you’ll be able to really see a return on your initial investment on the home.  

    





Categories: Uncategorized  


Posted by T. Jay Johnson Jr. on 10/6/2017

Depending on where you live, groceries can be one of the top expenses in your household. Frugal shoppers have found many ways to save at the grocery store over the years, from coupons to price matching. However one of the best ways to save money on groceries and household items is to bulk buy. When you buy items in bulk you give up a small amount of storage space at home, but you gain savings in return. Plus buying in bulk means you're using up less packaging in the long run, helping the environment out as well. Here are the items you should buy in bulk and the items you should avoid.

Food

Whether you have a BJ's or Sam's Club membership or if you seek out good deals online or at your local grocery store, there are a number of food items you can buy in bulk to save money.
  • Cereal. Buying oversized boxes of cereal, especially knock-offs of name brands can save you more than 50% on prices.
  • Rice and beans. Buying food staples in bulk are a great way to save at the grocery store. Rice and beans can be used in any number of dishes for tastes from around the world. They offer meals high in fiber and protein and rich in nutrients.
  • Oatmeal. Large boxes of dried oatmeal will allow you to save money and make your own creations. Add dried or frozen fruit, nuts, cinnamon, or yogurt to your morning oatmeal to keep things interesting.
  • Frozen vegetables. Not only are frozen vegetables cheaper and more convenient, but they often contain more vitamins and nutrients than fresh vegetables because they are frozen immediately after being harvested.

Other home goods

Hand soap. Rather than buying new containers of hand soap every time you run out, wasting money and plastic, buy one large bottle of your favorite soap and refill the bottles in your kitchen and bathrooms. Trash bags. Trash bags bought in bulk don't take up much more room than smaller boxes and you'll get much more for your dollar. Toilet paper. Buying toilet paper in bulk will save you a lot of money. Try storing the huge pack in the basement rather than the bathroom closet, keeping just one or two extra rolls in the bathroom to save space. Toothpaste and toothbrushes. Toothpaste is a well known bulk-buy, but toothbrushes bought in packs of 2 or more are also a great way to save. Set a reminder in your phone to change toothbrushes at least once every three months.

Things not to buy in bulk

Condiments. The temptation is there to buy a huge bottle of honey mustard and save a few cents. But unless you eat it every day, odds are your condiments will expire before you use them and take up a ton of room in your refrigerator. Plastic tupperware. Rather than buying cheap plastic tupperware at the grocery store every few months, buy one good glass set that will last years. Fresh fruit. It's tempting to buy that huge bag of clementines, but you'll be kicking yourself when they start to rot and hardly any have been eaten. You're better off stopping at the store and buying small amounts of fresh fruits when you want them rather than assuming you'll eat them.  





Posted by T. Jay Johnson Jr. on 10/3/2017

This Multi-Family in Fitchburg, MA recently sold for $246,000. This style home was sold by T. Jay Johnson Jr. - RE/MAX Property Promotions.


32 Charles Street, Fitchburg, MA 01420

Multi-Family

$239,900
Price
$246,000
Sale Price

3
Units
4,578
Approx. GLA
LARGE 3 family home looking for new owners. Each unit offers 3 bedrooms, a living room, dining room, and kitchen. Pantry area/laundry connection in all units. Plenty of wood flooring and detail throughout. Walking distance to commuter rail, FSU, and downtown. Close to shopping, dining, fitness, and more. Separate utilities. Rubber roof replaced in 2001. Off street parking. Storage shed. Two units vacant and ready for immediate occupancy. Schedule your appointment today.

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Categories: Sold Homes  


Posted by T. Jay Johnson Jr. on 9/29/2017

Like it or not, selling your home can be a tumultuous time. As such, you may experience a wide range of emotions after you add your house to the real estate market.

Some of the most common feelings that home sellers may experience include:

1. Excitement

Selling your home can be exciting. In fact, the home selling process represents a time of change, one that enables you to move on to bigger and better things.

For home sellers, the sheer volume of home selling options may excite you as well. At this point, you'll need to consider the asking price for your home, whether to complete various home improvement projects and other home selling essentials. Plus, you'll need to consider where you'll go after you sell your residence.

With an experienced real estate agent at your disposal, you should have no trouble staying excited throughout the home selling process. Your real estate agent will ensure that you have a plan in place to sell your house and relocate after it sells.

Furthermore, your real estate agent will keep you informed about home showings, offers on your residence and much more. He or she will do everything possible to stir up interest in your home and create plenty of excitement about your residence among potential homebuyers too.

2. Sadness

When the time comes to finally leave your home, it can be difficult to relocate.

Sadness is common among home sellers, particularly as the home selling process progresses. For example, you may feel sad as you look back on all of the great memories of your house. And after you receive an offer on your residence, you may start to realize that your time in your current residence is running short.

If you ever feel sad during the home selling journey, reach out to your real estate agent. He or she is available to support you through the ups and downs of the home selling journey. Also, your real estate agent understands the challenges associated with selling a house and is happy to support you in any way possible.

3. Elation

Elation arrives on the day that you sell your house. At this time, a homebuyer will be ready to purchase your residence, and you and the homebuyer have agreed to terms. Now, you just need to finish the final paperwork, and you will complete the home selling journey.

Your real estate agent understands that the home selling journey may seem endless at times. However, this professional will offer expert recommendations and suggestions to ensure you can get the best results possible.

In addition, your real estate agent wants the home selling process to be seamless. To accomplish this goal, he or she will allocate the necessary time and resources to promote your residence to potential homebuyers. By doing so, your real estate agent will make it simple to accelerate the homebuying journey.

Employ a real estate agent to help you sell your house, and you can speed up the process of selling your house.




Categories: Uncategorized